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Average Car Payment in the U.S. [2023] The average monthly payment is $742 for new cars and $525 for used cars. Lease payments are influenced by vehicle depreciation, interest, fees, and taxes, as well as excess mileage charges. The average car payment for a new vehicle is $737 monthly, according to Q3 2024 Experian data — up 0.7% year over year
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Average Car Apr 2025 Xavier Barnes . Moody's Analytics New-Vehicle Affordability Index listed the average monthly car payment as $755 in January 2025. Used cars have an average monthly payment of $520, down 3.3% over the same period